Intouch Finance Home - Intouch Finance

Peer-to-peer lending: How you can leverage this space
It’s a relatively new concept, but peer-to-peer (P2P) lending is certainly making waves in the finance industry at the moment. P2P lending is useful for many borrowers (and investors), so if you’re in the market for a new personal or business loan, it could be worth looking into.
How to pay off more than one credit card more quickly?
Having more than one credit card means you have juggle and monitor interest free periods, interest rates, payment dates and keeping the accounts in order.
Creating a budget can help you save more or spend less
This is where the education aspect of my role kicks into gear because as the old saying goes, to get ahead you have to earn more and spend less. For many the option of earning more is sometime difficult to achieve, comprehend or put into action and if you don’t know where the money goes, how can you spend less.
Banks turn up the heat on invetsment loans
In essence, the banks are looking to play their part in curbing what many believe to be an “overheated” property market, by reducing their lending ratio’s on investment loans especially in Sydney and Melbourne.
In Business, Cash is King
The most challenging aspect of owning a business is being able to generate the cashflow to keep the doors to operate a sustainable busienss. The well known phrase such as “Cash is King” refers to the importance of a business having a healthy financial position.
Business Banking Manager turns to Mortgage Broking
What advice would you give to a business banking manager who is thinking about becoming a mortgage broker?
Why this first home buyer is very happy
At a time of considered debate around the property boom and the difficulty for first home buyers to enter the market it is nice to share a case study that may provide some guidance and hope for people in a similar position.
Does your financial planner have an Adviser Rating?
In the blog we highlighted the launch of Adviser Ratings and how it was not only timely but a much needed service as many of us have been trying to navigate our way around the complexity that is financial planning.
The 5 questions Real Estate Agents need to answer
What are the top 5 questions all property owners should ask a real estate agent when they are looking to sell their property
How do you know if you have the right Financial Planner?
Wouldn’t it be great if you could access a central register that included the qualifications each financial adviser, their level of experience, how they perform and a rating system from their existing clients. Yesterday’s launch of the independent Adviser Ratings service has been described as a game changer for the financial planning sector and consumers.
What is the cost of doing business
The well publicised Federal Government report into the Australian financial system released an interim report in July 2014. This is the first such inquiry in over 2 decades within Australia
What is the real cost of refinancing
For example, let’s look at a loan of $300,000 over 30 years at say 5.5% with the monthly principal and interest repayments being $1703.37pm.
Own your own budget.
The recent budget handed down by the Federal Government reinforces the importance of taking control of your own budget and financial position.
How to save thousands when buying a new car
Every now and then you come across something that just makes perfect sense and therefore worth sharing.
Can business finance help me grow my business?
Romantically we have all had the dream of running our own business. The notion of making money for YOU and your loved ones as opposed to someone else is a comment I hear regularly.
What's your strategy for teaching kids the value of money?
The start of a new school year always reinforces the constant challenge of teaching our kids the skills of saving money.
Are you aware of the changes to the Australian privacy laws?
The major changes centre on the ability for licenced credit providers to be able share information with each other.
Do you know what your credit rating is like?
One of the key questions intouch Finance Principals ask their clients is if they know what their credit rating is like?
First home buyers can realise their dreams
Imagine growing up in the capital cities of Australia with the great Australian dream of buying your first house. Is it still a dream or fast becoming a nightmare?
Be happy in your home
Buying and selling to upgrade or identifying what work needs to be completed to enhance the value of your existing property is a subject keenly explored by Home Owners in Spring and the New Year.