intouch Finance, Unit 8, 35 Progress Street, Mornington, Vic 3931, Victoria

Principal - Peter Ritchie
0417 590 553 | pritchie@intouchfinance.com.au |      

About intouch Finance, Mornington 0417 590 553

intouch Finance Mornington is team dedicated to getting  the finance result you require.  Whether you are just enquiring about what you need to get your first home loan through to the savvy property investor, we will look after your needs.

FIRST HOME BUYERS can be confused about deposits, genuine savings, equity, debt consolidation and borrowing capacity. We break it down into easily understandable portions and even if you are not ready to buy a house, we will help you put a plan in place so you can work towards buying your own house.

UPGRADING OR MOVING, then talk to us.  With a large number of lenders on our panel to choose from, we will find you the right loan for you now and also take into consideration any future plans you may have. Just remember, it is not always about the cheapest interest rate! 

INVESTMENT PROPERTIES or want to know more about investing in property, then our knowledge may help you decide if it is the right course of action for you. Even if is just explaining how Interest Only loans can work for you, explaining cash flow from an investment point of view or looking at long term investment scenarios - we can do that for you. No one gets wealthy just working. It isn't about getting rich, it is about making sure you have enough money to live comfortably when you can no longer work.

CONSTRUCTION or DEVELOPING - do you want to build a house? We can help with access to a number of lenders who provide finance for construction.  Thinking of SUB-DIVIDING and just want a chat about the process, then drop in for a coffee and ask away.  We have access to a number of residential and commercial lenders who can assist.

REFINANCING or DEBT CONSOLIDATION - is it time you reviewed your loan to make sure you have a competitive rate? What about improving your cash flow and clearing some high interest rate debts? We will explain the pro & cons of debt consolidation to make sure it is the right option for you.  Perhaps you can't consolidate some debts, then we can discuss a plan to reduce the debt.

EQUIPMENT FINANCE - is it time to buy new equiment or upgrade exsting business equipment? We can help you through our panel of equipment finance specialists.

VEHICLE FINANCE - time for a new car (or even second hand) then we can help. It doesn't hurt to know why the 0% finance offered by car yards isn't always attractive.

COMMERCIAL FINANCE - sick of renting your factory, let us chat to you about some of the exciting options being presented by commercial lenders.

BUSINESS FINANCE - cash flow a problem, need to expand? Then we have lenders who may be able to help.

CREDIT HISTORY PROBLEMS - life isn't always easy and things happen, we understand that. With some of the specialist lenders on our panel we can sometimes  come up with a solution when other lenders say No.

SMSF - Self Managed Super Funds - we can't give you advice on whether it is right for you, but we can source the right loan that buys the property. Whether your result is driven by interest rate or serviceability, we will look into the best option that suits your needs for commercial & residential properties.

Financial Advice - no we can't give any BUT that is why we share resources with a team of professional advisors who can. Whether you see us first to secure the loan and then chat with the Financial Planners or see them first for advice and then use us to secure the funding, it doesn't matter. Either way you will get the advice and information you require.

Not sure yet, or want to know a little more about home loans, then make sure you check out the intouch Finance Mornington TV channel on You Tube.

When does it suit you to catch up, because that is when it suits us. We will come to you at home during the day, evening or on weekends. We understand people are busy and time poor so meeting you on your terms suits us. Want some privacy during the meeting? We have a beautiful office with to conduct our meetings in if that is more appropriate to your needs, particularly if you don't want to deal with broers who meet in coffee shops.

Get intouch with Peter and the intouch Finance Mornington team for a complimentary consultation by completing the enquiry form or connect with us by phone: 0417 590 553, email: pritchie@intouchFinance.com.au or online through this website. 

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Unit 8, 35 Progress Street, Mornington.

 


Client Testimonials

""Thank you Peter for all your help refinancing our mortgage. The service you provided was excellent! Prompt, reliable and easy to communicate with-made the whole process so simple! Thank you also, for the assistance you provided to my brother who needed some guidance in regards to financing his first home. Much appreciated!""
- Rosie & Leigh Fritsch, Opti Plumbing

"Recently my husband and I made the decision to apply for finance for a building project. We decided to contact Pete from InTouch Finance, and we are very happy we did. From start to end, he was very helpful and always happy to answer any questions we had. This was a very complicated project, but Pete was able to provide all the assistance and guidance we needed so we could make informed decisions. We would definitely refer anyone onto Pete, and I know I will be giving him a call when we think about an invest property down the track. Keep up the good work! A few words to describe our experience with InTouch Finance: Knowledgeable, Professional and Fast. Thanks Again!"
- Chantelle & Wayne Coleman, Peninsula Hot Springs

"Thank you for everything you have done Peter, you have been fantastic with the purchase of my new house."
- David Headley,

"Hi Peter, Just wanted to say thanks for the sparkling wine and chocolates delivered to home on Thursday. Thank you also for making the refinancing of our Commonwealth Bank Loan to Heritage Bank. We had an informal “deadline” with the CBA’s Annual $395 Wealth Package Fee due on the 10th Feb which we were able to avoid with your pushing and Heritage Bank’s prompt processing. Overall the transition to Heritage Bank was very smooth and painless. We are very happy with the end result. (Even more so now Heritage passed on the recent 25bps reduction to make our home loan rate 4.14%. With CBA we would be paying 4.70%, a difference of 56bpts and approximately a $2,400 annual saving.) Thanks & Regards Wes and Marilyn Mann"
- Wes & Marilyn Mann,

Our Lending Panel

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Boat Finance

Vehicle Finance

Construction Finance

Yacht Finance

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  • Daniela and Rohan Murphy

    Thank you for all your help that you did and beyond. We appreciate your help and your professionalism. We would highly recommend you and intouch to others and will be in touch with you very shortly.

     
  • Luke and Jacqui Sword

    Thank you for all your help with the home loan. Nothing seemed too much to ask and you made the switch from building to buying easy and stress free. We love all the 'space' in the new house.

     
  • Shane & Kathryn Casey - Owners

    Having worked closely with Peter for 2 years now, we can not recommend his service highly enough, a fact we reinforce by referring our own customers to him. Customers that we know he will treat in exactly the way we would expect. Without hesitation I would recommend him to anyone requiring information about Credit Advice.

     
  • Rosie & Leigh Fritsch

    "Thank you Peter for all your help refinancing our mortgage. The service you provided was excellent! Prompt, reliable and easy to communicate with-made the whole process so simple! Thank you also, for the assistance you provided to my brother who needed some guidance in regards to financing his first home. Much appreciated!"

     
  • Chantelle & Wayne Coleman

    Recently my husband and I made the decision to apply for finance for a building project. We decided to contact Pete from InTouch Finance, and we are very happy we did. From start to end, he was very helpful and always happy to answer any questions we had. This was a very complicated project, but Pete was able to provide all the assistance and guidance we needed so we could make informed decisions. We would definitely refer anyone onto Pete, and I know I will be giving him a call when we think about an invest property down the track. Keep up the good work! A few words to describe our experience with InTouch Finance: Knowledgeable, Professional and Fast. Thanks Again!

     
  • David Headley

    Thank you for everything you have done Peter, you have been fantastic with the purchase of my new house.

     
  • Wes & Marilyn Mann

    Hi Peter, Just wanted to say thanks for the sparkling wine and chocolates delivered to home on Thursday. Thank you also for making the refinancing of our Commonwealth Bank Loan to Heritage Bank. We had an informal “deadline” with the CBA’s Annual $395 Wealth Package Fee due on the 10th Feb which we were able to avoid with your pushing and Heritage Bank’s prompt processing. Overall the transition to Heritage Bank was very smooth and painless. We are very happy with the end result. (Even more so now Heritage passed on the recent 25bps reduction to make our home loan rate 4.14%. With CBA we would be paying 4.70%, a difference of 56bpts and approximately a $2,400 annual saving.) Thanks & Regards Wes and Marilyn Mann

     

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intouch Marketing,
Unit 8, 35 Progress Street, Mornington, Vic 3931, Victoria